Insurance, the main evil of our time!

Just setting here doing up some bills. Insurance seems to consume the majority of my income at times. Oh for a time when it wasn't even heard of. It seems to be the blight of our time. We think we must have it to protect ourselves and are required by law to have it in some cases. But is it really necessary? There were times in my life when I couldn't afford it, and seemed to get along just fine.